Identity theft is a serious crime and the nation's fastest-growing offense. FMCU is here for its members by offering some valuable advise on how to safeguard your personal and financial records from fraud and what to do if you become a victim.

HOW NOT TO BE A VICTIM

Have your CHECK ORDER and MasterCard® Debit CARD mailed to the Credit Union. In case of lost or stolen checks or debit card notify us immediately. HOMEBANKING is now available and you can stop your statement from being mailed. Because of internet fraud, we suggest you install and regularly update a virus protection software. Never give anyone your MasterCard® Debit PIN number or PASSWORD. Don't carry them with you either, memorize them. Protect against "Phishing". Never provide your personal information to an unsolicited request whether by phone or internet. FMCU will not ask for personal or account information from you unless you initiate the contact. Review your account statements regularly to ensure all charges are correct. Report all suspicious contacts to the Federal Trade Commission by internet www.consumer.gov/idtheft or phone 1-877-IDTHEFT.

1. Contact your Credit Union immediately and alert us of the situation. Also contact the Police Department and file a report.
2. If you have disclosed sensitive information you should contact all three major credit bureaus and place an alert on your file, this will help prevent thieves from opening new accounts in your name.

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